Individual Insurance Group

Wealth & Protection

Individual Insurance Group is dedicated to placing the needs of its clients at the forefront. Our approach is based on personal consultations, through which we thoroughly understand the specific requirements and wishes of our clients. This allows us to develop tailored wealth planning solutions that perfectly align with individual needs.

Our commitment: Honesty, legal compliance, reliability, and precision. These values guide our actions to provide you with long-term security and trust.

With an expert team by your side, we explore a variety of wealth structuring opportunities and work closely with you to identify the best possible solution. We rely on modern approaches and proven methods to optimally support our clients throughout their lives, always keeping their evolving needs in focus.

Your protection is our top priority. Trust the Individual Insurance Group — your reliable partner for comprehensive and tailor-made wealth planning.

Vigilant for you

Wealth Planning

We leverage our extensive knowledge and years of experience to provide you with a decisive advantage in wealth planning. We understand that each wealth plan is unique and requires specific solutions. That’s why we precisely analyze your personal situation and develop tailored solutions that are specifically designed to meet your individual needs.

Our expert team possesses in-depth knowledge of current opportunities and legal frameworks. With this expertise, we create various wealth structuring strategies that optimally align with your financial, familial, and tax objectives. Together, we develop solutions that not only meet your current needs but also ensure the long-term planning and protection of your capital.

With our expertise and a collaborative approach, we give you the decisive edge in optimally structuring your wealth — both for the present and the future.

Mission statement

At Individual Insurance Group, our clients are at the center of everything we do. We always take a holistic approach to ensure that your individual needs and desires are fully considered. By providing tailored solutions, we specifically address your requirements and develop them together with you, creating solutions perfectly suited to your personal situation.

Our work is based on three core pillars: precision, reliability, and expert knowledge. These values form the foundation of our company. It is especially important to us to optimally protect your hard-earned assets, ensuring that your wealth is preserved not only today but for generations to come.

Trust Individual Insurance Group — your partner for personalized wealth planning that focuses on your needs and is developed collaboratively to secure a sustainable financial future.

Explanation of Policy Variants

PPLI

Private Placement Life Insurance (PPLI) is a tailor-made life insurance policy that combines the protection of life insurance with tax advantages. The invested assets grow tax-free within the policy. The policyholder benefits from a tax-advantaged investment strategy and gains access to exclusive asset classes. In the event of death, the assets are transferred to the beneficiaries in a tax-advantaged manner. A PPLI is suitable for clients who want to optimize and protect their wealth.

ULI

Universal Life Insurance is a flexible life insurance policy that combines substantial death benefit coverage with a savings component. The policyholder can adjust premium payments and coverage levels as needed. A portion of the premiums goes into a savings account that earns interest, and this balance can be used to pay premiums or increase the policy’s cash value. This type of insurance offers both comprehensive death protection and an attractive investment opportunity, making it ideal for individuals who value security and flexibility.

VUL

Variable Universal Life Insurance is a life insurance policy that offers flexible premiums, substantial death benefit coverage, and investment options. Policyholders can adjust premiums and coverage levels while investing the policy’s cash value in various funds. An additional investment advisor professionally manages the assets. The returns depend on the performance of the selected investments, providing opportunities for higher growth. VUL is suitable for individuals who want to combine death benefit protection with active investment opportunities and professional asset management.

Expert in wealth planning.

Arnold Adolf

«Life can only be understood backwards, but it must be lived forwards.»

Expert in weatlh planning

Alejandro Fernández

«Goals give us a sense of purpose, which in turn motivates us to bring out the best in ourselves in all aspects of our lives.»

Head of Risk & Compliance

Roger Vögtlin

«Integrity is not a goal – it is the path. Only those who have the courage to consistently act correctly build trust that lasts longer than any balance sheet.»